How I got into debt....

When I started applying to university, my parents offered to foot the bill. When it was time for me to actually go to university, my parents bought a new house and a new car. We had recently moved to Canada, and I guess you could say we were moving up in the world.
While this was happening, I felt my parents had their own money issues to worry about, plan for their retirement, pay off the house and not to mention, take care of the family. I offered to pay my own way through college. Although my parents never said anything, I felt it was a huge relief for them to not have another thing to worry about. I had some money saved up from my summer job, I was young and strong willed. I thought I could make it.
You could put that moment down as my first step into debt. Good debt maybe. But debt nonetheless.

About me...

Hi, and welcome to my blog!

I have been a reader of personal finance blogs for about 8 months. And sure enough, I was inspired to start blogging on my own. Like all PF bloggers out there, I've had to make a trade off between honesty and anonymity. After much deliberation, I have decided to be completely honest about myself and my finances. To keep my privacy, I will blog under a pseudonym.

A little about me:

• I am a 21 year old full time student.
• I have never been in debt except for my student loans. (Yes, I pay for school on my own.)
• I am almost done my internship. I've subsequently used this income to pay down my student debt; while still managing to save a bit of money to pay for school next year.
• About 90% of me is a saver, and I make regular contributions to my RRSP.
• And yes - I'm proudly Canadian!

My goal is to graduate with no debt whatsoever. Hopefully this blog will track that journey and eventually help me achieve my goals of financial riches.